Back To School Health Insurance Coverage
Students of all ages may find health insurance through employment, institution based student health plans. Most colleges and universities — and some trade schools — require health insurance for students. This mandate may apply to full-time and part-time students from undergraduate to graduate school. Often, health insurance plans offered by institutions are included with tuition bills. Beyond that, there are many ways to access health insurance coverage.
Your parent’s health insurance: If you are under 26 years old, you can stay on your parent’s health insurance plan. This is a great option if your parents have good health insurance coverage. You can stay on your parent’s health insurance plan until you are 26 years old, even if you are not a dependent on their tax return.
parents health insurance
*The school’s health insurance plan: Many schools offer health insurance plans to their students. These plans can be a good option if you do not have health insurance through your parents or another source. The cost of school health insurance plans can vary depending on the school and the plan. Some schools offer health insurance plans that are free to students, while others charge a premium.
student insurance
The ACA health insurance marketplace: The Affordable Care Act (ACA) health insurance marketplace is a good option if you do not have health insurance through your parents, your school, or another source. You can compare health insurance plans and enroll in a plan through the marketplace. The marketplace offers a variety of health insurance plans to choose from, including plans with different premiums, deductibles, and copays.
ACA Health Insurance Market Place
COBRA continuation coverage: If you lose your health insurance coverage when you leave your job, you may be eligible for COBRA continuation coverage. COBRA allows you to continue your employer-sponsored health insurance plan for up to 18 months. You may be able to get COBRA continuation coverage if you are going back to school and you lose your health insurance coverage through your job.
Cobra Continuation Coverage
Short-term health insurance: Short-term health insurance is a type of health insurance that provides coverage for a short period of time, typically up to 12 months. Short-term health insurance can be a good option if you need temporary health insurance coverage. You may be able to get short-term health insurance if you are going back to school and you do not have health insurance through your parents, your school, or another source.
Short term health insurance
When choosing a health insurance plan, it is important to compare plans and consider your needs and budget. Be sure to read the fine print before you enroll in any plan.
