Disability insurance is a type of insurance that provides financial protection to individuals who are unable to work due to an injury or illness. It is designed to replace a portion of your income if you become disabled and cannot work for a period of time. Disability can happen to anyone at any time, and…
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Health insurance is an essential aspect of maintaining one’s overall health and wellness. It is especially crucial for individuals living in the state of New York, where the cost of medical care is one of the highest in the country. With so many health insurance options available, it can be challenging to choose the best…
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Medicare Advantage plans (also known as “Part C”) and Medicare Supplement plans (also known as “Medigap”) are both options for individuals who are enrolled in Original Medicare (Part A and Part B). Medicare Advantage plans are offered by private insurance companies and provide an alternative way to receive your Medicare benefits. These plans typically include…
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As a sole proprietor, you are the sole owner and operator of your business and are responsible for all aspects of it, including securing your own medical insurance. While there are various options for medical insurance, finding the right plan can be overwhelming. Here is some information to help you understand your options for medical…
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Are you approaching retirement age and wondering what your healthcare options are? Look no further than Medicare, the federal insurance program that provides coverage for millions of Americans over the age of 65. There are several different Medicare plans to choose from, each with its own unique set of benefits and services. Original Medicare, also…
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The Different Types of Group Health Insurance When you’re searching for a group health insurance plan for your business, you need to know which ones benefit you the most. While one may look good at first glance, there may be conditions that make it less than ideal. Before you decide on a plan, know which…
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What’s the Difference Between Group Health Insurance and Other Types of Insurance Plans? When you need insurance, the options can be overwhelming. How do you know what type of insurance plan you need? Which one suits you and your family’s needs? And what’s the difference between group health insurance and other types of insurance plans?…
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As a small business owner, you want to take care of your employees. Not all small businesses are required to provide insurance. But providing insurance even if you aren’t mandated to can benefit you and your employees. Before you make your decision, you should understand the group health insurance basics for small business owners. How…
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Why Individual Health Insurance is More Affordable than Group Insurance Insurance can be challenging to navigate, especially when you’re deciding whether to get individual or group health insurance. While your decision depends in part on your coverage needs, you should also know why individual health insurance is more affordable than group insurance What Does Individual…
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When buying a health insurance plan, most of us are under the impression that these policies will only cover medical or hospital related expenses that we may have to deal with in the future. However, certain health insurance companies offer a lot more, and many of us are not even remotely aware of these amazing…
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