Joint Survivor Annuity

Understanding Joint Survivor

Understanding Joint Survivor A joint survivor is a person who is named as a beneficiary on a life insurance policy and who will receive the death benefit after the death of the policyholder. Joint survivors are often spouses, domestic partners, children, or other loved ones. Joint survivor life insurance is a type of life insurance…

Dividend Option

Policy Dividends

Policy Dividends Life insurance is a contract between you and an insurance company in which the company agrees to pay a sum of money to your beneficiaries upon your death. Life insurance can be used to provide financial security for your loved ones, pay off debts, or cover funeral expenses. Some life insurance policies offer…

Medicare D vs Medicare B

Medicare Part B vs. Part D

Medicare Part B vs. Part D Medicare is the federal health insurance program for people aged 65 and older, as well as certain people with disabilities. Medicare Part B helps cover the cost of medical care, such as doctor’s visits, hospital stays, and durable medical equipment. Medicare Part D helps cover the cost of prescription…