Dividend Option

Policy Dividends

Policy Dividends Life insurance is a contract between you and an insurance company in which the company agrees to pay a sum of money to your beneficiaries upon your death. Life insurance can be used to provide financial security for your loved ones, pay off debts, or cover funeral expenses. Some life insurance policies offer…

Medicare D vs Medicare B

Medicare Part B vs. Part D

Medicare Part B vs. Part D Medicare is the federal health insurance program for people aged 65 and older, as well as certain people with disabilities. Medicare Part B helps cover the cost of medical care, such as doctor’s visits, hospital stays, and durable medical equipment. Medicare Part D helps cover the cost of prescription…

Waiver of Premium

Waiver of Premium Rider

Waiver of Premium Rider: What it is and How It Works A waiver of premium rider is an optional add-on to a life insurance policy that allows the policyholder to stop paying premiums if they become disabled. The life insurance company will continue to pay the premiums while the policyholder is disabled, and the death…