Small Business Insurance in Manhattan Manhattan is a vibrant and exciting place to do business, but it can also be a challenging one. Small businesses in Manhattan face a number of unique challenges, including high rents, competition from large corporations, and the need to provide competitive benefits to attract and retain employees. One of the…
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Infinite Banking: Become Your Own Banker Infinite banking is a financial strategy that allows you to become your own banker. It involves using a whole life insurance policy to accumulate cash value that you can then borrow against tax-free. To get started with infinite banking, you need to purchase a whole life insurance policy with…
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Sky High Growth Potential: ICHRA Individual Coverage Health Reimbursement Arrangements (ICHRAs) are a new type of health insurance plan that gives employers more flexibility in how they provide health insurance to their employees. ICHRAs allow employers to reimburse their employees for the cost of health insurance premiums and out-of-pocket expenses. This gives employees more control…
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Insurance Policies for the World Trade Center The insurance policies for the World Trade Center buildings 1, 2, 4, and 5 had a total value of $3.55 billion. After the September 11 attacks, the owner of the buildings, Larry Silverstein, argued that he should be paid twice this amount ($7.1 billion) because the two airplane…
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Long-Term Disability For Maternity Leave Long-term disability (LTD) insurance can provide financial assistance to workers who are unable to work due to a disability. However, LTD coverage for maternity leave is not always clear-cut. Most LTD policies do not cover pregnancy and childbirth as a standalone disability. This is because pregnancy and childbirth are considered…
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Aaron Rodgers’ Recent Injury and the Importance of Disability Insurance Aaron Rodgers, the new quarterback of our beloved New York Jets recently suffered a significant injury to his Achilles. The injury is expected to sideline Rodgers for the rest of the season. He probably did not foresee such an early exit. Such an event can…
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Understanding Alzheimer’s Disease as a Cause of Long-Term Care Claims Alzheimer’s disease is a progressive neurodegenerative disorder that causes memory loss and cognitive decline. It is the most common cause of dementia in older adults. Alzheimer’s disease can have a significant impact on a person’s ability to function independently. As the disease progresses, people with…
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Does Health Insurance Cover the New COVID-19 Vaccine? The new COVID-19 vaccine is now available in the United States, and many people are wondering if their health insurance will cover it. The answer is yes, most health insurance plans in the United States do cover the cost of the new COVID-19 vaccine, including the administration…
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Why Many NFL Players Pass on Disability Insurance The National Football League (NFL) is a high-contact sport that can lead to serious injuries. In fact, the average NFL career is only about 3.3 years. This means that many players will need to find a new way to make a living after their playing days are…
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September 11th & Insurance: A Myriad of Claims It has been 22 years since we remember the horrendous attacks that happened in downtown Manhattan. Since then terrorism has become a major threat to the global economy, and it can also have a significant impact on the insurance industry. When a terrorist attack occurs, it can lead…
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