Medicare Open Enroll

2 Days Left for Medicare Open Enrollment!

2 Days Left for Medicare Open Enrollment! Medicare Open Enrollment is your chance to review your current Medicare coverage and make changes for the following year. This includes: Switching Medicare Advantage plans Adding or dropping Medicare Part D prescription drug coverage Joining a Medicare Advantage plan for the first time The Open Enrollment period for…

annuities understand

Understanding Annuities

Understanding Annuities Annuities can be a valuable addition to your retirement portfolio, providing a guaranteed income stream that can help you ensure a comfortable retirement. However, it’s essential to understand how annuities work and the potential risks and benefits before investing. What are Annuities? Annuities are insurance contracts that provide a steady stream of income…


The Future of Life Insurance

The Future of Life Insurance As we step into a new decade, the life insurance industry stands at a crossroads. The traditional model of life insurance, which has existed for centuries, is facing a number of challenges. Such as: Changing demographics: The population is aging, and life expectancy is increasing. This is putting downward pressure…


Cigma & Humana Merger

Cigma & Humana Merger Cigna and Humana are two of the largest health insurance companies in the United States. In December 2022, they announced plans to merge, creating a company with over 150 million members and $200 billion in annual revenue. The merger is expected to close in 2023, pending regulatory approval. Benefits of the…