Do You Need Health Insurance in Your 20s?

Each week, we get hundreds of emails from our clients and people looking answers to their health insurance related questions.One of the most common questions we get is, “Do I need a health insurance plan in my 20s? What if I go without it?”While it may seem like the perfect idea as in your 20s,…

People Discussing Health Care

Group Health Insurance Plans – Understanding the Basics

Are you thinking of buying insurance plans for your business? If the answer is yes, you must understand that group coverage is different than individual coverage.Individual coverage is what you buy for your family or yourself; whereas group coverage is generally for small businesses.It is important to know that there are several advantages that you…


Tax Penalties-Who Will Pay and How Much?

You must know that you are obligated under law since the 1st of January 2014 to have a health insurance plan. It is great if you already have a health insurance plan. However, if you don’t, you might want to read a bit further in order to learn about its repercussions. What Happens If I…

fine print

Tips to choose a health insurance company

Even with the new regulations, many people still fail to understand the importance of a good health insurance plan, till they are stuck in circumstances where they need it the most. At the same time, most people don’t understand the importance of choosing the right health insurance carrier to partner with.If you are currently looking…


The various benefits of individual health insurance policies

With the health reform, there are now a number of different benefits you can secure with individual health insurance policies as employees and small businesses. The latest range of benefits are motivating more people to buy individual health insurance plans while at the same time shifting small businesses towards defined contribution health plan models. This…

Insurance Policy

Making the best of your company health benefits

The Department of Labor’s Employee Benefit’s Security Administration (EBSA) regulates several important health benefits that employer based plans offer. While a majority of companies offer health coverage to their employees, many of them fail to educate them on the practical benefits offered.There are also a number of laws that protect your right to health benefits…