Each week, we get hundreds of emails from our clients and people looking answers to their health insurance related questions.One of the most common questions we get is, “Do I need a health insurance plan in my 20s? What if I go without it?”While it may seem like the perfect idea as in your 20s,…
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Are you thinking of buying insurance plans for your business? If the answer is yes, you must understand that group coverage is different than individual coverage.Individual coverage is what you buy for your family or yourself; whereas group coverage is generally for small businesses.It is important to know that there are several advantages that you…
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You must know that you are obligated under law since the 1st of January 2014 to have a health insurance plan. It is great if you already have a health insurance plan. However, if you don’t, you might want to read a bit further in order to learn about its repercussions. What Happens If I…
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While most insured individuals presume that their policies are merely for hospitalization expenses, many insurance providers also foot the bill for associated expenses. There are a number of under-publicized benefits in health insurance that remain idle due to lack of knowledge and awareness.Irrespective of whether your insurance provider has educated you about these benefits, it…
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Mistakes You Need to Avoid When Going For Health Insurance Since the government announced that it is mandatory for people to have health insurance unless they meet certain exemption requirements, people have been rushing forward to get affordable health insurance in NY. The cost of health insurance is rising, so it is important that you…
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What you should and shouldn’t do with when buying individual coverage With the number of insurance providers constantly increasing and the various controversies still circling the Affordable Health Care Act, choosing an individual health insurance policy is now difficult than ever. However, it is one of the most important life decisions you will make. Choosing…
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Even with the new regulations, many people still fail to understand the importance of a good health insurance plan, till they are stuck in circumstances where they need it the most. At the same time, most people don’t understand the importance of choosing the right health insurance carrier to partner with.If you are currently looking…
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With the health reform, there are now a number of different benefits you can secure with individual health insurance policies as employees and small businesses. The latest range of benefits are motivating more people to buy individual health insurance plans while at the same time shifting small businesses towards defined contribution health plan models. This…
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The Department of Labor’s Employee Benefit’s Security Administration (EBSA) regulates several important health benefits that employer based plans offer. While a majority of companies offer health coverage to their employees, many of them fail to educate them on the practical benefits offered.There are also a number of laws that protect your right to health benefits…
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Here’s How Quitting Smoking Might Help You Save On Your Health Insurance Plan If you are planning to quit smoking, there are a number of financial incentives waiting for you. For starters, get this: many health insurance companies will cut down your rate if you haven’t used tobacco in the last 12 months! While some…
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