Plan For The Next Generation With Juvenile Insurance Juvenile life insurance is a type of life insurance that is purchased on the life of a minor child. It can provide a death benefit to the child’s beneficiaries in the event of the child’s death. Juvenile life insurance can also offer a cash value accumulation component that can…
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What To Expect In A Life Insurance Medical Exam A life insurance medical exam is a physical examination that is performed as part of the underwriting process for a life insurance policy. The exam is typically conducted by a paramedical examiner, who is a licensed healthcare professional who is trained to perform life insurance medical…
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Health Care Open Enrollment Starts Today Open enrollment for health insurance through the Health Insurance Marketplace®, also known as Obamacare, starts today, November 1, 2023, and runs through January 15, 2024. This is the only time of year that you can enroll in or change Marketplace coverage for the next year, unless you qualify for…
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How Long Does Term Life Insurance Last? Term life insurance is a type of life insurance that provides coverage for a specific period of time, or term. Term lengths can range from as short as one year to as long as 40 years, but the most common term lengths are 10, 20, and 30 years.…
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New to Medicare? If you are new to Medicare, there are a few things you need to know. Medicare is a health insurance program for people age 65 and older, and people with certain disabilities. It is important to sign up for Medicare on time to avoid late enrollment penalties. Here are some steps you…
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10 Questions to Ask Your Life Insurance Agent Term life insurance is a type of life insurance that provides coverage for a specific period of time, typically 10, 20, or 30 years. If the policyholder dies during the term of the policy, the death benefit is paid to the beneficiary. Term life insurance is generally…
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How Do I Get Health Insurance Without A Job? If you’re unemployed, you may be wondering how you can get health insurance. There are a few different options available to you, so it’s important to do your research and find the best option for your needs and budget. 1. The Health Insurance Marketplace The Health…
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Can Short-Term Health Insurance Be Renewed? Short-term health insurance plans are typically designed to provide temporary health coverage for people who are between jobs, waiting for a new employer-sponsored plan to start, or who need coverage for a specific period of time. These plans can be purchased without having to wait for the annual open…
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New York Requires Sole Proprietorship to Get Insurance In The INDIVIDUAL Marketplace If you are a sole proprietor in New York, you are required to get health insurance through the Individual Marketplace. This is because sole proprietors are considered self-employed individuals, not small businesses. Additionally, sole proprietors typically do not have employees, so they are…
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Life Insurance To Get Business Loans Starting or growing a business can be a rewarding experience, but it can also be risky. Entrepreneurs often need to borrow money to get their businesses off the ground, and lenders want to protect themselves in the event that the entrepreneur dies before the loan is repaid. That’s why…
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