medicare HMO

Medicare HMO-POS

Medicare HMO-POS Medicare HMO-POS stands for Health Maintenance Organization Point-of-Service. It is a type of Medicare Advantage plan that combines the features of an HMO (Health Maintenance Organization) with the flexibility of a POS (Point-of-Service) plan. With an HMO-POS plan, you must choose a primary care physician (PCP) who will coordinate your care. You must…


Everything You Need to Know About IRMAA

Everything You Need to Know About IRMAA The Income-Related Monthly Adjustment Amount (IRMAA) is a surcharge on Medicare Part B and Part D premiums for people with higher incomes. IRMAA is designed to help offset the cost of Medicare for people with lower incomes. Who is subject to IRMAA? IRMAA applies to Medicare beneficiaries who…