medicare HMO

Medicare HMO-POS

Medicare HMO-POS Medicare HMO-POS stands for Health Maintenance Organization Point-of-Service. It is a type of Medicare Advantage plan that combines the features of an HMO (Health Maintenance Organization) with the flexibility of a POS (Point-of-Service) plan. With an HMO-POS plan, you must choose a primary care physician (PCP) who will coordinate your care. You must…

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Everything You Need to Know About IRMAA

Everything You Need to Know About IRMAA The Income-Related Monthly Adjustment Amount (IRMAA) is a surcharge on Medicare Part B and Part D premiums for people with higher incomes. IRMAA is designed to help offset the cost of Medicare for people with lower incomes. Who is subject to IRMAA? IRMAA applies to Medicare beneficiaries who…

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Medicare N

What Does Medicare Plan N Cover?

What Does Medicare Plan N Cover? Medicare Plan N is a Medicare Supplement plan that helps to pay for out-of-pocket costs associated with Medicare Part A and Part B, such as deductibles, copays, and coinsurance. Specifically, Medicare Plan N covers the following: Medicare Part A coinsurance for hospital stays (up to an additional 365 days…

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Fixed vs Variable Annuities

Fixed Annuities vs Variable Annuities

Fixed Annuities vs Variable Annuities Fixed annuities and variable annuities are two different types of annuities. An annuity is a contract between you and an insurance company in which you agree to pay a certain amount of money up front (either in a single payment or in installments) and the insurance company agrees to pay…

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Medicare Online Payment

How to Pay Medicare Premiums Online

How to Pay Medicare Premiums Online If you’re a Medicare beneficiary, you may be wondering how to pay your premiums online. There are two ways to do this: through your secure Medicare account or through your bank’s online bill payment service. How to Pay Medicare Premiums Online Through Your Secure Medicare Account Go to the…

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