The Ultimate Guide to Small Business Insurance In Manhattan Small business insurance is essential for any small business in Manhattan. It can protect your business from financial losses due to lawsuits, accidents, and other unforeseen events. With the high cost of living and doing business in Manhattan, it is especially important for small businesses to…
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Benefits of Increasing Term Life Insurance Term life insurance is a type of life insurance that provides coverage for a specific period of time, or term. Increasing term life insurance is a type of term life insurance that increases in coverage over time. This can be beneficial for people whose needs are expected to increase…
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Medicare Open Enrollment in New York City: It’s Time to Review Your Coverage Medicare Open Enrollment is here, and it’s time to review your Medicare coverage for 2024. During Open Enrollment, which runs from October 15 to December 7. You can make changes to your Medicare plan, including: Enrolling in a new Medicare plan Switching…
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Small Business Health Insurance Plans & Group Options In New York City New York City has a variety of small business health insurance plans and group options available. You can purchase a plan through the New York State of Health Small Business Marketplace or directly from an insurance company. The New York State of Health…
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Locking in Insurability with Term Life Life is dubious, and that’s why it’s important to have a plan in place to protect your loved ones in the event of your unexpected death. Term life insurance is a great way to do this, and to lock in your insurability with term life insurance can give you…
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Can I Enroll In Medicare After Working Past 65? To enroll in Medicare after working past 65, you can visit the Medicare website or call Medicare at 1-800-MEDICARE (1-800-633-4227). You can also enroll in Medicare through a Medicare counselor. When you enroll in Medicare, you will need to provide your Social Security number, date of…
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How Can I Reduce My Medicare Premiums? Medicare is a federal health insurance program for people age 65 and older, as well as people with certain disabilities. Medicare Part B and Medicare Part D both have monthly premiums, which can add up, especially for people on a fixed income. There are a few ways to…
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Setting Up Medicare After A Job Loss Losing your job can be a stressful experience, especially if you also lose your employer-sponsored health insurance. On top of that with the cost of living in New York City, who has time to accommodate all the changes needed for such a drastic event. However, if you are…
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What is Medicare Creditable Coverage? Medicare is a federal health insurance program for people age 65 and older, as well as people with certain disabilities. Medicare Part D is the prescription drug coverage part of Medicare. Medicare creditable coverage is prescription drug coverage that is expected to pay, on average, at least as much as…
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The Future Outlook Of Long Term Care Long-term care insurance (LTCI) is a type of insurance that helps people pay for the cost of long-term care services, such as nursing home care, assisted living care, and home health care. LTCI policies can be complex and expensive, but they can provide peace of mind for individuals…
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