Is an Ophthalmologist Covered by Medical Insurance or Vision Insurance in Manhattan? Ophthalmologists are doctors who specialize in the diagnosis and treatment of eye diseases and conditions. They can also prescribe corrective lenses, such as glasses and contact lenses. In Manhattan, most ophthalmologists accept both medical insurance and vision insurance. However, it is important to…
Details
Four Reasons to Offer Group Dental Benefits Dental insurance is an important part of any employee benefits package. It can help employees afford the dental care they need to maintain good oral health, and it can also help employers attract and retain top talent. 1. To attract and retain employees Dental insurance is a valuable…
Details
Why You Should Secure Your Affordable Health Insurance Today Health insurance is one of the most important things you can have, especially in today’s world where medical costs are rising. Health insurance can help you protect yourself from unexpected medical expenses, have access to preventive care, and have peace of mind knowing that you are…
Details
Making The Best Use Of Your Company Health Benefits Your company health benefits are one of the most important parts of your compensation package. They can help you stay healthy and avoid expensive medical bills. But with so many different plans and options available, it can be difficult to know how to make the most…
Details
ACA Employer Contributions Refunds The Affordable Care Act (ACA) offers employers of all sizes a tax credit to help offset the cost of providing health insurance to their employees. The credit is refundable, meaning that employers can receive a refund from the IRS if the credit is greater than their tax liability. How much of…
Details
What Does Short-Term Health Insurance Cover? Short-term health insurance is a type of health insurance that provides temporary coverage for a period of up to 364 days. It is not required to comply with the Affordable Care Act (ACA), so coverage can vary greatly depending on the plan and the insurance company. Most short-term health…
Details
Guaranteed Level Term Guaranteed level term life insurance is a type of term life insurance policy that has a guaranteed death benefit and level premiums for the entire term of the policy. This means that you can be sure that your beneficiaries will receive the full death benefit, no matter how long you live, and…
Details
Life Insurance With An Accelerated Payout Life insurance with an accelerated payout, also known as living benefits, is a type of life insurance policy that allows you to access a portion of your death benefit while you are still alive. This can be useful for people who are diagnosed with a terminal illness, need long-term…
Details
Combining Whole Life Insurance With Long-Term Care Combining whole life insurance with a long-term care hybrid is a way to get the benefits of both types of insurance in one policy. Long-term care insurance can help pay for the costs of assisted living, nursing home care, and other types of long-term care. Whole life insurance…
Details
Sign Up For Term Life Insurance Now, Convert To Whole Life Later Everybody frets whether to commit to permanent life insurance right off the bat. Stress no further, you can sign up for term life insurance now and convert it to whole life later. This is a good option if you want to get affordable…
Details