Errors & Omission Insurance

Errors and omissions insurance (E&O insurance) is a type of professional liability insurance that protects businesses and professionals from claims of negligence or inadequate work. It can help cover the cost of legal fees, settlements, and judgments if a client sues you for making a mistake in your work.

Errors and omissions insurance is important for businesses and professionals in all industries, but it is especially important for businesses that provide services to others, such as accountants, lawyers, architects, engineers, and financial advisors.

Errors And Omissions Insurance

The most common ones include:

Negligence: This includes mistakes that are made due to carelessness or lack of skill.
Omissions: This includes things that you fail to do, such as failing to provide a client with the information they need.
Misrepresentation: This includes making false or misleading statements to a client.
Breach of contract: This includes failing to live up to the terms of an agreement with a client.

The cost of errors and omissions insurance varies depending on a number of factors, including the type of business you are in, the size of your business, and your experience. It is important to shop around and compare quotes from different insurance companies to get the best possible rate.

If you are considering purchasing E&O insurance, it is important to understand the coverage that is included and the exclusions. You should also talk to your insurance agent about the specific risks that your business faces so that you can get the right coverage.

Here are some of the benefits of having E&O insurance:

It can protect you from financial losses in the event of a lawsuit.
It can help you get back to business quickly after a lawsuit.
It can give you peace of mind knowing that your business is protected.

If you are a business or professional who provides services to others, E&O insurance is an important type of insurance that you should consider. It can help protect your business from financial loss in the event of a covered loss.

.Contact us @ 718-878-6484 to further discuss.

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