General Liability Insurance

General Liability insurance protects businesses from a broad array of risks that may arise from lawsuits and claims filed by third parties. Some businesses may need this coverage in order to bid on jobs with certain municipalities.

While there is not a general liability insurance requirement in the state New York for small businesses, many municipalities and companies are not willing to work with someone who is missing this kind of support. There are many situations where this policy can protect you, including:

  • Bodily injury
  • Damage to property
  • Personal injury matters (acts that might affect a person’s reputation or professional standing)
  • Legal judgments and defense costs

We can help your New York business stay safe against potentially catastrophic incidents by finding you affordable, thorough coverage. Our team has dedicated knowledge when it comes to identifying the coverage cap that makes sense for your business, and determining how much risk you might carry. It is hard to overstate the importance of general liability insurance for companies – in certain situations, the right plan can be all that saves a company from bankruptcy!