What Is Medigap Insurance and Do You Really Need It in 2026?
●Last Major Update: August 3, 2026 |Verified for the 2026 Plan Year by Licensed NY Insurance Broker Quick Answer: In 2026, Medigap (Medicare Supplement) insurance covers Original Medicare out-of-pocket costs, including the $1,736 Part A hospital deductible and 20% Part B medical coinsurance. Under New York Insurance Law (§ 3231 / § 3218), NY residents…