Medicare

Medicare can be an intricate, yet confusing program, especially when you’re first starting to learn about it. It’s important to grasp the different parts of Medicare before you enroll, so you can avert costly mistakes or gaps in coverage.

If you’re looking for a better grasp of Medicare Part A, Part B, Part C, and Part D, you’ve come to the right place. LIFE143 integrate services for your Medicare needs. We provide cogent advice on plans that align with your needs. We’ll explain each part in detail and help you decide which one is right for you.

 

 

 

Part A covers hospital expenses, skilled nursing facilities, hospice and home healthcare services.

Part B, for a reasonable monthly premium, provides outpatient care such as doctor visits, x-rays, and preventative care.

Part C: Medicare Advantage plans are private health insurance plans that offer all of the benefits of Part A and Part B, plus additional benefits like prescription drug coverage.

Part D: Prescription drug coverage is available as a separate plan from Parts A and B.

 

To be eligible for you must be a U.S. citizen or permanent resident, and you must meet certain age, residency, and disability requirements. You can learn more about  eligibility on  https://www.medicare.gov/.

 You can choose to enroll in the Original Plan (Parts A and B) or you can choose to enroll in a Advantage plan (Part C). Advantage plans are offered by private insurance companies and they typically provide more comprehensive coverage than Original Medicare. However,  Advantage plans may have higher premiums and out-of-pocket costs.

If you choose to enroll in Original Medicare, you will need to purchase Part D prescription drug coverage separately. Part D plans are offered by private insurance companies and they typically have different premiums, copays, and deductibles.

 

For more information check out: https://www.medicare.gov/.

 

 

 

Contact us @ 718-878-6484 to further discuss