New to Medicare?
If you are new to Medicare, there are a few things you need to know. Medicare is a health insurance program for people age 65 and older, and people with certain disabilities. It is important to sign up for Medicare on time to avoid late enrollment penalties.
Here are some steps you can take to get started with Medicare:
- Learn about your Medicare options. There are two parts to Medicare: Part A and Part B. Part A covers hospital care, skilled nursing facility care, and hospice care. Part B covers doctor visits, outpatient care, and medical equipment. You can also purchase Part D coverage for prescription drugs and Part C coverage, which is a Medicare Advantage plan that combines Part A and Part B coverage, and often includes additional benefits such as prescription drug coverage and dental and vision coverage.
- Compare Medicare plans. Once you know which Medicare parts you need, you can start comparing plans. You can use the Medicare Plan Finder to compare plans in your area.
- Enroll in Medicare. You can enroll in Medicare online, by phone, or by mail. You can also enroll through a Medicare insurance agent.
- Choose a doctor. Once you are enrolled in Medicare, you need to choose a doctor. You can find a doctor who accepts Medicare using the Medicare website.
Here are some additional tips for new Medicare beneficiaries:
- Sign up for Medicare Part B on time. If you do not sign up for Medicare Part B on time, you may have to pay a late enrollment penalty.
- Consider purchasing Medicare Part D coverage. If you take prescription drugs, you may want to consider purchasing Medicare Part D coverage. Part D coverage can help you save money on your prescription drugs.
- Review your Medicare coverage regularly. Your Medicare needs may change over time, so it is important to review your coverage regularly to make sure that you have the coverage you need.
If you have any questions about Medicare, you can contact Medicare at 1-800-MEDICARE (1-800-633-4227). You can also get help from a Medicare insurance agent.