The History of (COBRA)

The History of (COBRA) The Consolidated Omnibus Budget Reconciliation Act (COBRA) stands out as a monumental piece of American legislation in the realm of healthcare. Its journey through conception, enactment, and subsequent evolution presents a captivating narrative of addressing health coverage gaps and navigating political landscapes. Origins: The seeds of COBRA were sown in the…

mental health

Mental Health & Substance Abuse Coverage

Mental Health & Substance Abuse Coverage: Understanding Your Options Mental health and substance abuse are crucial aspects of overall well-being, yet access to quality and affordable treatment can be a challenge. Fortunately, many health insurance plans now offer coverage for mental health and substance abuse services, thanks in part to parity laws that mandate equal…

Medicare Open Enroll

2 Days Left for Medicare Open Enrollment!

2 Days Left for Medicare Open Enrollment! Medicare Open Enrollment is your chance to review your current Medicare coverage and make changes for the following year. This includes: Switching Medicare Advantage plans Adding or dropping Medicare Part D prescription drug coverage Joining a Medicare Advantage plan for the first time The Open Enrollment period for…

health insurance

Factors To Consider When Choosing A PPO Health Insurance Plan In 2024

Factors To Consider When Choosing A PPO Health Insurance Plan In 2024 When choosing a PPO (Preferred Provider Organization) health insurance plan in 2024, consider these essential factors: Network Coverage: Determine if your preferred doctors, hospitals, and other healthcare providers are within the plan’s network. In-network care typically comes with lower out-of-pocket costs. Deductible, Coinsurance,…

dental health insurance

Making Group Dental Benefits Stand Out

Making Group Dental Benefits Stand Out In today’s competitive healthcare market, it’s more important than ever for employers to offer attractive group dental benefits packages. Not only do these benefits help to attract and retain top talent, but they can also improve employee morale and productivity. However, with so many different dental plans to choose…