The History of (COBRA)

Health Insurance

The History of (COBRA) The Consolidated Omnibus Budget Reconciliation Act (COBRA) stands out as a monumental piece of American legislation in the realm of healthcare. Its journey through conception, enactment, and subsequent evolution presents a captivating narrative of addressing health coverage gaps and navigating political landscapes. Origins: The seeds of COBRA were sown in the…

LTC Insurance

Medicare Advantage when Compared to Original Medicare

Medicare

Medicare Advantage when Compared to Original Medicare A recent study conducted by Harvard Medical School and Inovalon indeed suggests that Medicare Advantage plans may offer higher quality of care compared to Original Medicare in certain aspects. Here’s a breakdown of the key findings: Lower Readmissions and Preventable Hospitalizations: The study found that Medicare Advantage enrollees…

Medicare employers

Medicare and Employer Coverage

Medicare

Medicare and Employer Coverage If you’re working after age 65 and have health insurance through your employer, you might be wondering how it works with Medicare. The good news is that you can have both Medicare and employer coverage, and they can work together to provide you with the comprehensive healthcare coverage you need. Here’s…

cigma

Cigma & Humana Merger

Health Insurance, Medicare

Cigma & Humana Merger Cigna and Humana are two of the largest health insurance companies in the United States. In December 2022, they announced plans to merge, creating a company with over 150 million members and $200 billion in annual revenue. The merger is expected to close in 2023, pending regulatory approval. Benefits of the…

Medicare Christmas

Medicare Must-Do Before the Holidays

Medicare

Medicare Must-Do Before the Holidays The holidays are a time for family, friends, and good cheer. But they can also be a time of stress, especially for those on Medicare. With so many things to do, it can be easy to forget about your Medicare coverage. That’s why it’s important to take some time before…