mental health

Mental Health & Substance Abuse Coverage

Mental Health & Substance Abuse Coverage: Understanding Your Options Mental health and substance abuse are crucial aspects of overall well-being, yet access to quality and affordable treatment can be a challenge. Fortunately, many health insurance plans now offer coverage for mental health and substance abuse services, thanks in part to parity laws that mandate equal…

LTC Insurance

Medicare Advantage when Compared to Original Medicare

Medicare Advantage when Compared to Original Medicare A recent study conducted by Harvard Medical School and Inovalon indeed suggests that Medicare Advantage plans may offer higher quality of care compared to Original Medicare in certain aspects. Here’s a breakdown of the key findings: Lower Readmissions and Preventable Hospitalizations: The study found that Medicare Advantage enrollees…

cigma

Cigma & Humana Merger

Cigma & Humana Merger Cigna and Humana are two of the largest health insurance companies in the United States. In December 2022, they announced plans to merge, creating a company with over 150 million members and $200 billion in annual revenue. The merger is expected to close in 2023, pending regulatory approval. Benefits of the…

dental health insurance

Making Group Dental Benefits Stand Out

Making Group Dental Benefits Stand Out In today’s competitive healthcare market, it’s more important than ever for employers to offer attractive group dental benefits packages. Not only do these benefits help to attract and retain top talent, but they can also improve employee morale and productivity. However, with so many different dental plans to choose…

health care

Health Care Open Enrollment Starts Today

Health Care Open Enrollment Starts Today Open enrollment for health insurance through the Health Insurance Marketplace®, also known as Obamacare, starts today, November 1, 2023, and runs through January 15, 2024. This is the only time of year that you can enroll in or change Marketplace coverage for the next year, unless you qualify for…